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Next Insurance

Next Insurance: Tailored Coverage for Small Businesses Simplify Insurance with Next


Next Insurance to offer a seamless experience for insurance agencies and agents. Whether you’re an independent agent or part of a retail agency, our collaboration ensures that you can provide the best coverage options to your clients.

  • General Liability


    General Liability

    Revenue limit: $5 million

    $0 deductible

    Occurrence form

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    NEXT General Liability: Pro and Pro+ Enhanced Coverages

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    Professional Liability is included in all GL policies for the following classes of business: Fitness Trainers, Event Planning, Child Care, Education, Health and Beauty.

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    For Contractors and Consultants, Professional liability is only included in the in Pro & Pro+ packages.

     

    Liquor Liability is included on GL policies for all restaurants that serve alcohol

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    Inland Marine — Currently available as an add-on to General Liability

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    Umbrella/Excess Liability— Currently available as an add-on to General Liability. Check out states available.

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      *New: $2M/$4M GL limits 

  • Professional Liability

    Revenue limit: $5 million


    $2,000 deductible


    Claims made


    Defense within limits


    Defense outside limits: AK, AR, NJ, NY, VT

  • Commercial Property

    Maximum TIV: $3 million


    Wind & Hail coverage is available*


    Occurrence form

  • General Liability


    General Liability

    Pro Coverage

    Next Insurance’s Pro General Liability coverage offers robust protection for businesses with less than $5 million in annual revenue. It includes coverage for bodily injury, property damage, court and legal fees, medical payments, and advertising harm. Whether you’re a contractor, consultant, or small business owner, Pro Coverage has you covered.


    Pro+ Enhanced Coverage

    For those seeking even more comprehensive protection, Next Pro+ Enhanced General Liability coverage adds additional layers of security. It includes all the features of Pro Coverage, plus professional liability, liquor liability, garagekeepers liability, and employers’ practice liability. With Pro+ Enhanced, you can confidently address a wide range of risks.